Access ID:
Personal     Business

 

Reward Checking (Interest Bearing)*
Minimum to Open - $100
Minimum Balance Required None
UCB VISA® Check Card No Charge
Electronic Statements No Charge 
Traditional Paper Statements  $3.00 Per Statement
Foreign ATM Fees No Charge

ACCOUNT FEATURES:
Reward Checking is an account in which you earn a premium interest rate.  In addition to the premium rate, UCB will automatically refund all other bank’s ATM Fees.  Earn Money…Free ATM’s...What more could you ask for?

** If you do not have at least 15 UCB VISA® Check Card transactions that have posted and cleared to the account (excluding ATM transactions) in a qualifying statement cycle, the entire balance will earn the current lower tier of United Community Bank NOW Accounts for that statement cycle.


* Other Fees May Apply – Refer to Our “Other Services” for Additional Information

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 Community Checking*
Minimum to Open - $50
Minimum Balance Required None
Monthly Service Charge None
First Order of UCB Wallet Checks No Charge
20 Checks per Cycle No Charge, Thereafter $0.50 Each
* Other Fees May Apply – Refer to Our “Other Services” for Additional Information

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Personal Checking*
Minimum to Open - $100
Minimum Daily Balance: $800 No Charge
Minimum Daily Balance Less than $800 $7.00/Cycle
Minimum Daily Balance Less than $500 $8.00/Cycle
Minimum Daily Balance Less than $300 $10.00/Cycle
* Other Fees May Apply – Refer to Our “Other Services” for Additional Information 

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 Interest Checking*
Minimum to Open - $1,500
Minimum Daily Balance Less than $1,500 $10.00/Cycle
Minimum Daily Balance Less than $1,500 No Interest/Cycle
* Other Fees May Apply – Refer to Our “Other Services” for Additional Information 

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 Money Market Account*
Minimum to Open - $2,500
6 Debits per Month  Thereafter, $12 Per Debit
 Minimum Daily Balance Less than $2,500  No Interest/Cycle
Minimum Daily Balance Less than $2,500 $12.00/Month
* Other Fees May Apply – Refer to Our “Other Services” for Additional Information

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Banking Services

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