Reward Checking (Interest Bearing)
| Minimum to Open - $100 |
| Minimum Monthly Balance to Earn Interest |
None |
| Monthly Service Charge |
None |
| UCB Check Card |
Free |
| Telephone Banking, Internet Banking, Mobile Banking, & Bill Pay |
Free |
| Unlimited Check Writing |
Free |
ACCOUNT FEATURES:
Reward Checking is a free account in which you earn a premium interest rate. In addition to the premium rate, UCB will automatically refund all other bank’s ATM Fees. Earn Money…Free ATM’s...What more could you ask for?
REQUIREMENTS TO EARN INTEREST:
- You must have at least 15 Debit Card Purchases per month
POS Transactions only; does not include ATM withdrawals.
- Electronic Delivery of Monthly Statement (eStatement).
|
Back to Top
Community Checking
| Minimum to Open - $50 |
| Minimum Monthly Balance |
None |
| Monthly Service Charge |
None |
| First Order of Checks |
Free |
| Telephone Banking, Internet Banking, Mobile Banking, & Bill Pay |
Free |
| UCB Check Card |
Free |
| Limited Check Writing – 20 Checks per Month |
Free |
| Over 20 Checks per Month |
.50 Each |
Back to Top
Personal Checking
| Minimum to Open - $100 |
| Minimum Monthly Balance of $800 & above |
Free |
| Minimum Monthly Balance Less than $800 |
$7.00 |
| Minimum Monthly Balance Less than $500 |
$8.00 |
| Minimum Monthly Balance Less than $300 |
$10.00 |
| Senior Citizens (Ages 63 and Over) |
Free |
| Telephone Banking, Internet Banking, Mobile Banking, & Bill Pay |
Free |
| Customers with monthly Direct Deposit |
Free |
Back to Top
Interest Checking
| Minimum to Open - $1,500 |
| Minimum Balance to Earn Interest |
$1,500 |
| Monthly Balance Less than $1,500 |
$10.00 |
| Telephone Banking, Internet Banking, Mobile Banking, & Bill Pay |
Free |
Back to Top
Money Market Account
| Minimum to Open - $2,500 |
| Monthly Balance Less than $2,500 |
$12.00 |
| Telephone Banking, Internet Banking, Mobile Banking, & Bill Pay |
Free |
| Over Limit Withdrawals |
$12.00 per Withdrawal |
*Please see our “Other Services” for any other fees that may apply.
Back to Top
