Access ID:
Personal     Business

 

Reward Checking
Minimum to Open - $100
Minimum Balance Required None
United Community Bank VISA® Check Card No Charge
Electronic Statements No Charge 
Traditional Paper Statements  $3.00 Per Statement
Foreign ATM Fees Refund up to $20.00+

ACCOUNT FEATURES:
Reward Checking is an account in which you earn a premium interest rate.  In addition to the premium rate, UCB will automatically refund all other bank’s ATM Fees up to $20.00 per statement cycle. 

ACCOUNT REQUIREMENTS TO EARN PREMIUM INTEREST:

  • You must conduct at least 15 VISA Check Card Point of Sale transactions (Excluding) ATM during a statement cycle.  Each qualifying transaction must be $5.00 or more and posted to and cleared from your account during a statement cycle in order to count toward the required 15 transactions.  This may affect your ability to meet your minimum activity requirements for a Qualifying Statement Cycle.
  • Must have at least 1 ACH Direct Deposit or ACH Direct Debit per month, posted and settled to your account during a statement cycle.

For More Information regarding rate and terms, please contact us. 


 Other Fees May Apply – Refer to Our “Other Services” for Additional Information

+For any Qualifying Statement Cyle, we will refund to you ATM fees you pay to other financial institutions up to $20.00 per statement cycle if account requirements are met.

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 Community Points Checking
Minimum to Open - $100
Check Writing Unlimited
Monthly Service Charge None
First Order of UCB Wallet Checks No Charge
United Community Bank VISA® Check Card No Charge

ACCOUNT FEATURES:

Earn Points every time you use your United Community Bank VISA® Check Card.  Points can be redeemed for Merchandise, Travel, Gift Cards, and many other items available in our vast online catalog. 

 

Earn 1 Point for every $2.00 Spent on a Signature Based Transaction with your United Community Bank VISA® Check Card.

Earn 1 Point for every $4.00 Spent on a PIN Based Transaction with your United Community Bank VISA® Check Card.

 

In addition, you may qualify to earn additional points by shopping at participating National Retailers. 

Contact us for more information.

 

 

* Other Fees May Apply – Refer to Our “Other Services” for Additional Information

 

 

 

 

 

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 Interest Checking*
Minimum to Open - $1,500
Minimum Daily Balance Less than $1,500 $10.00/Cycle
Minimum Daily Balance Less than $1,500 No Interest/Cycle
* Other Fees May Apply – Refer to Our “Other Services” for Additional Information 

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 Money Market Account*
Minimum to Open - $2,500
6 Debits per Month  Thereafter, $12 Per Debit
 Minimum Daily Balance Less than $2,500  No Interest/Cycle
Minimum Daily Balance Less than $2,500 $12.00/Month
* Other Fees May Apply – Refer to Our “Other Services” for Additional Information

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