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Deposit
Products: Checking
Telephone
Banking,
Internet
Banking
and Bill
Payer
FREE for
all
Personal
Checking
Accounts!
Reward Checking
(Interest
Bearing)
| Minimum to Open - $100 |
| Other Banks ATM Fees Refunded |
Unlimited |
| Minimum Monthly Balance to Earn Interest |
None |
| Monthly Service Charge |
None |
| Teller Transaction Fees |
None |
| Other Banks ATM Fees |
Free |
| Offsite ATM Fees Charged by UCB |
Free |
| UCB Check Card |
Free |
| Unlimited Check Writing |
Free |
|
REQUIREMENTS TO EARN INTEREST: 1 - You must have at least 10 Debit Card Purchases per month
POS Transactions only; does not include ATM withdrawals.
2 - Electronic Delivery of Monthly Statement (eStatement). |
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Community
Checking
| Minimum to Open - $50 |
| Minimum Monthly Balance |
None |
| Monthly Service Charge |
None |
| Teller Transaction Fees |
None |
| First Order of Checks |
Free |
| UCB Check Card Available |
Free |
| Limited Check Writing – 20
Checks per Month |
Free |
| Over 20 Checks per Month |
.50 Each |
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Personal
Checking
| Minimum to Open - $100 |
| Minimum Monthly Balance of $800 & above |
Free |
| Minimum Monthly Balance Less than $800 |
$7.00 |
| Minimum Monthly Balance Less than $500 |
$8.00 |
| Minimum Monthly Balance Less than $300 |
$10.00 |
| Senior Citizens |
Free |
| Customers with monthly Direct Deposit |
Free |
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Interest
Checking
| Minimum to Open - $1,500 |
|
Minimum Balance to Earn Interest |
$1,500 |
| Monthly Balance Less than $1,500 |
$10.00 |
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Money
Market
Account
| Minimum to Open - $2,500 |
| Minimum Balance to Earn Interest |
$2,500 |
| 6 withdrawals (3 checks maximum) |
Free |
| Monthly Balance Less than $2,500 |
$12.00 |
| Over Limit Withdrawals |
$12.00 per Withdrawal |
*Please
see our
“Other
Services”
for any
other
fees
that may
apply.
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Telephone Banking,
Internet Banking and
Bill Payer
FREE for all Personal
Checking Accounts !
Business
Checking
| Minimum to Open - $250 |
| Monthly Maintenance |
$10.00 |
| Debit Item |
$ 0.20 |
| Charge Deposit Item |
$ 0.08 |
| Charge per ACH Item |
$ 0.10 |
| Earnings Credit-Tied to Current Bank Interest Rates |
| Night Depository Services Available |
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Small
Business
Checking
| Minimum to Open - $100 |
| Monthly Maintenance |
Free |
| First 500 Debit or Credit Items per Statement Cycle |
Free |
| Debit or Credit Items over 500 |
$ 0.50 each |
| Night Depository Services Available |
*Transaction
Item-any debit
or credit posted
to an account
and any items
deposited.
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Money
Market
Business
Checking
| Minimum to Open - $2,500 |
| Minimum Balance to Earn Interest |
$2,500 |
| 6 withdrawals (3 checks maximum) |
Free |
| Monthly Balance Less than $2,500 |
$12.00 |
| Over Limit Withdrawals |
$12.00 per withdrawal |
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