Access ID:
Personal     Business

Other Services

 

Safe Deposit Boxes

United Community Bank offers safe deposit boxes in various sizes that provide peace of mind and security for your personal items. For more information, contact one of our United Community Bankers.

SizeAnnual Fee
3 X 5 $30.00 per year
3 X 10 $50.00 per year
5 X 10 $60.00 per year
10 X 10 $75.00 per year
Notice: Contents of Safe Deposit Boxes are not FDIC Insured

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Telebanking

Enjoy this convenient, easy way to access your accounts away from home. United Community Bank offers banking toll-free 24 hours per day, 7 days per week. For more information contact any United Community Bank office.

Call (225) 644-2265, Option 1

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UCB VISA® Check Card

UCB VISA® Check Card is accepted anywhere VISA® is accepted and can be used to obtain cash at ATMs throughout the United States. For more information contact any United Community Bank office.

To Report a Lost or Stolen UCB Check Card Call: 1-800-554-8969

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ATM

United Community Bank is also a member of the Community Cash Network which allows our customers to use other member banks’ ATMs throughout the United States without incurring an ATM fee. Suggestion: Click here to use the Community Cash ATM Locator.

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Overdraft Line of Credit

“United Line” is available to qualified applicants to cover unexpected overdrafts up to the approved amount. For more information, contact one of United Community Bank’s offices to speak with a United Community Banker.

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Overdraft Privilege

Should you inadvertently overdraw your account for any reason; we can at our discretion, elect to cover your overdrafts. This service will save you the embarrassment and inconvenience of a returned item. For more information contact any United Community Bank office.

A standard fee of $32.00 may be imposed for each overdraft item including overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means.

United Community Bank may grant Overdraft Privilege to Customers in Good Standing:

  • Make regular consistent deposits;
  • Bring account balance to a positive balance at least once every 35 days;
  • Not in default on any loan or other obligation to UNITED COMMUNITY BANK;

Not subject to any legal or administrative order or levy.

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Wire Transfers

United Community Bank can initiate and receive domestic wire transfers for customers only. For more information, contact one of UCB's offices to speak with a United Community Banker.

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Night Depository

This is a safe and easy way to deposit your items 24 hours a day, 7 days a week. United Community Bank’s night depositories are complete with dual control, lock bags, pad lock and key. For more information, contact one of United Community Bank’s offices.

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Direct Deposit

Enjoy this quick and easy way of having your payroll or government checks deposited into your account without going to the bank. For more information, contact one of our United Community Bankers today.

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Money Orders

Money Orders can be used for those payments not accepted with cash, personal checks or credit cards. You may purchase money orders at any United Community Bank office.

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Official Checks

United Community Bank Official Checks can be purchased and used to make payments where your personal check may not be accepted. Contact one of our United Community Bankers for information.

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Other Services

Service
NSF (Non Sufficient Funds)

Items Paid (Overdraft Fee): $32.00/Item

Items Returned (NSF Fee): $32.00/Item
Cash Link Overdraft Transfer $5 each
Stop Payment Fee $29.00
UCB VISA® Check Card (lost/replacement) $5.00 
Special Statement $5.00
Account Reconciliation $20.00/Hour
Funds Transferred by Phone

(each transfer)

Charge will be incurred for all transfers not processed through Telephone Banking system.
$2.00
Automated Funds Transfers No Charge
Money Orders $2.00/Each
Official Checks $10.00/Each
Research $10.00/Hour
($10.00 minimum)
Check Cashing Fee - Non Customer Varies
Domestic Wire Transfers - Incoming $15.00 each
Domestic Wire Transfers - Outgoing $20.00 each
Collection Items $15.00
Zipper Bags $5.00
Large Zipper Bag $7.00
Lock Bags $25.00
Night Depository Key $5.00
Deposited Return Items $5.00 each
Dormant Accounts
Checking Accounts (no activity for 1 year) $5.00/Cycle
Savings Accounts (no activity for 1 year) $3.00/Quarter

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Banking Services

Online Banking

Other Services

                  

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