Safe Deposit Boxes
United Community Bank offers safe deposit boxes in various sizes that provide peace of mind and security for your personal items. For more information, contact one of our United Community Bankers.
|3 X 5||$30.00 per year|
|3 X 10||$50.00 per year|
|5 X 10||$60.00 per year|
|10 X 10||$75.00 per year|
|Notice: Contents of Safe Deposit Boxes are not FDIC Insured|
Enjoy this convenient, easy way to access your accounts away from home. United Community Bank offers banking toll-free 24 hours per day, 7 days per week. For more information contact any United Community Bank office.
Call (225) 644-2265, Option 1
UCB VISA® Check Card
UCB VISA® Check Card is accepted anywhere VISA® is accepted and can be used to obtain cash at ATMs throughout the United States. For more information contact any United Community Bank office.
To Report a Lost or Stolen UCB Check Card Call: 1-800-554-8969
United Community Bank is also a member of the Community Cash Network which allows our customers to use other member banks’ ATMs throughout the United States without incurring an ATM fee. Suggestion: Click here to use the Community Cash ATM Locator.
Reward Checking customers are refunded all other banks’ ATM fees. For more information, contact a United Community Banker or Click here to send an email to have someone contact you.
Overdraft Line of Credit
“United Line” is available to qualified applicants to cover unexpected overdrafts up to the approved amount. For more information, contact one of United Community Bank’s offices to speak with a United Community Banker.
Should you inadvertently overdraw your account for any reason; we can at our discretion, elect to cover your overdrafts. This service will save you the embarrassment and inconvenience of a returned item. For more information contact any United Community Bank office.
A standard fee of $32.00 may be imposed for each overdraft item including overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means.
United Community Bank may grant Overdraft Privilege to Customers in Good Standing:
- Make regular consistent deposits;
- Bring account balance to a positive balance at least once every 35 days;
- Not in default on any loan or other obligation to UNITED COMMUNITY BANK;
Not subject to any legal or administrative order or levy.
United Community Bank can initiate and receive domestic wire transfers for customers only. For more information, contact one of UCB's offices to speak with a United Community Banker.
This is a safe and easy way to deposit your items 24 hours a day, 7 days a week. United Community Bank’s night depositories are complete with dual control, lock bags, pad lock and key. For more information, contact one of United Community Bank’s offices.
Enjoy this quick and easy way of having your payroll or government checks deposited into your account without going to the bank. For more information, contact one of our United Community Bankers today.
Money Orders can be used for those payments not accepted with cash, personal checks or credit cards. You may purchase money orders at any United Community Bank office.
United Community Bank Official Checks can be purchased and used to make payments where your personal check may not be accepted. Contact one of our United Community Bankers for information.
|NSF (Non Sufficient Funds)||
Items Paid (Overdraft Fee): $32.00/ItemItems Returned (NSF Fee): $32.00/Item
|Cash Link Overdraft Transfer||$5 each|
|Stop Payment Fee||$29.00|
|UCB VISA® Check Card (lost/replacement)||$5.00|
|Funds Transferred by Phone
(each transfer)Charge will be incurred for all transfers not processed through Telephone Banking system.
|Automated Funds Transfers||No Charge|
|Check Cashing Fee - Non Customer||Varies|
|Domestic Wire Transfers - Incoming||$15.00 each|
|Domestic Wire Transfers - Outgoing||$20.00 each|
|Large Zipper Bag||$7.00|
|Night Depository Key||$5.00|
|Deposited Return Items||$5.00 each|
|Checking Accounts (no activity for 1 year)||$5.00/Cycle|
|Savings Accounts (no activity for 1 year)||$3.00/Quarter|